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Welcome to Channel Islands Financial Ombudsman (CIFO)

CIFO is a free service that resolves complaints about financial services provided in/or from the Channel Islands of Jersey, Guernsey, Alderney and Sark.

ABOUT US
FOR

Consumers

CIFO handles enquiries from complainants and financial service providers, to help them understand the issues, and (where appropriate) indicate the general approach CIFO would take.

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FOR

Financial Services Providers

The information on this page is for financial services providers covered by our legislation. If you are a consumer wanting to make a complaint, you will find our “For Consumers” page useful.

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Best wishes for the Festive Season and a Happy New Year

Please note the CIFO offices will be closed from midday 24 December 2024 – 9am 2 January 2025 inclusive.

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Get in contact

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Channel Islands Financial Ombudsman,
PO Box 114, Jersey,
Channel Islands, JE4 9QG